Imfundo yezezimali yezingane

ikhadi lesikhwama sezingane

Ukusebenzisa ikhadi lasebhange ukwenza ukuthengiselana sekuyinto ebalulekile kubo bonke ubudala. Abancane bahambisana nentuthuko kanye nobuchwepheshe obusha, futhi noma senqaba ukuthi akwenzeki, kuyokwenzeka. ukuziphendukela kwemvelo okungenakugwenywa. Ukusetshenziswa kwekhadi lesikhwama sezingane kungaba a imfundo yezezimali kubo, Bazokwazi ukuthembela kulolu hlelo ukuze bakwazi ukulawula imali yabo kangcono kakhulu.

Abancane Kusukela eminyakeni eyi-10 sebengakwazi ukuba nekhadi labo lasebhange. Lawa makhadi ahambisana nohlelo lokulandela umkhondo ukuze abazali bakwazi ukulawula izindleko. Kunemibono emihle kakhulu kubazali abacela lolu hlobo lwezinsizakalo, bayaqinisekisa ukuthi i ithuluzi eliwusizo kakhulu neliphephile, ukunikeza izingane zakho ukuzimela okwengeziwe futhi ugcine ukulawula okukhulu.

Liyini ikhadi lesikhwama sezingane?

Angamakhadi Abancane bangayisebenzisela izindleko zabo ezijwayelekile. Awukho umthetho oqondile wokusetshenziswa kwazo, wukuthi nje kumele zidonswe ngesikweletu, ukuze zikwazi ukuzisebenzisa kahle. Abancane abakwazi ukukucela ngokwabo, kodwa abazali noma abameleli bezomthetho bazokwenza kanjalo esikhundleni sabo.

Ngaphezu kwalokho, lawa makhadi ahlotshaniswa nesicelo ukuze akwazi faka imali ngesikhathi kanye nokuqapha kangcono ukuphathwa kwemali. Isibonelo, ungayishintsha ngokuya ngezidingo zakho, ukhawule izinkokhelo, hlela inkokhelo ngokuzenzakalelayo, nquma ukuthi ungayisebenzisa kuphi futhi uyikhiye uma kwenzeka ikulahlekele.

Izingxabano mayelana nalolu hlobo lwekhadi lesikhwama

Amakhadi ebhange aklanyelwe ukuthengisa izinsiza zezikweletu nokonga, aphatha ngisho nezinsizakalo ezimakethe zamasheya ngemali. Ezinye izinsiza ezizimele noma izinkundla zifaka a ikhadi lesikhwama sezingane, ehambisana nohlelo lokusebenza lweselula olwakhelwe kuphela wonke umndeni kanye ikakhulukazi entsheni esencane.

Lolu hlobo lwekhadi lesikhwama alubukeki njengamakhadi asebhange. Intsha ingathola inkokhelo yayo ngekhadi, ize ithole nezinye izinhlobo zokukhokha kalula. Ungakwazi ngisho khiya uvule uma idingeka, uma ilahlekile.

Lolu hlelo luzokuvumela thatha isinyathelo sokuphatha imali yakho, yisebenzisele ukukhokhela izinsiza ze-inthanethi, njengokuthengiswa kwento eseceleni, ukuthengwa kwemidlalo ye-inthanethi noma ukuthola inkokhelo yakho ngomsebenzi omncane. Abazali bangakwazi phatha izinkokhelo ngokunethezeka Ngokuchofoza nje okuncane, ungakwazi nokuhlela izinkokhelo ukuze ungakhathazeki ngakho.

Imfundo yezezimali yezingane

Konke lokhu izinzuzo ezinikezwayo uma ziqhathaniswa nokunikeza ukheshi. Kubazali abaningi ukufaka imali ekhadini kuyinkululeko, ngoba uma bephethe imali bangalahlekelwa yiyo. Bangakwazi nokuyisebenzisela ukukhokha ku-inthanethi ngaphandle kokuthi basebenzise ikhadi lomzali.

Izinzuzo zalawa makhadi wesikhwama

Inzuzo iwukuba nohlobo lwekhadi elinalezi zici esandleni ngaphandle kokulamula namabhange. Azikho izimali zokusebenza noma ukukhokhela i-inthanethi, kodwa banezindleko eziphansi kakhulu zanyanga zonke, ezingafinyeleli ku-€3.

Bakunikeza ikhadi elingase libe yenza ngendlela oyifisayo kanye nezicelo ezimbili ozozisebenzisa. Kuyadingeka ukuhlinzeka nge-akhawunti ye-IBAN ukuze ulawule ukunyakaza futhi ngaleyo ndlela uyishaje kabusha ngendlela yabazali. Ungathola kuhlelo lokusebenza lapho ikhadi lisetshenziswa khona ngesikhathi sangempela futhi ulivimbe ukuze uthole izinkokhelo ezithile.


Nikeza uhlelo lomshwalense, Ikhadi le-virtual linikezwa ukuthi lisetshenziswe neselula yakho, umshwalense wezingozi ezidalwa ukuphuka kwezikrini zeselula, omunye umshwalense wokulwa nobuxhwanguxhwangu be-inthanethi noma usizo lokuhamba. Enye imininingwane ukuthi zingasetshenziswa naphesheya futhi zikhiphe ukheshi uma kudingeka.

Yiziphi ezinye izinzuzo abangaba nazo ngokuhamba kwesikhathi?

Imfundo yezezimali yezingane

Uma ingane iqala ukusebenzisa ukuphatha imali kusenesikhathi, kuyoba inzuzo yangempela ukukwazi ukuqala Ufundiswe ngezezimali. Uzokwazi ukwenza ukubalwa kwezindleko zangempela zezinto, qhathanisa amanani esitolo esisodwa kwesinye futhi wazi ukuthi ungonga kanjani uma kunesidingo, phakathi kokunye. Kuyindlela yokunikeza ukuzimela kanye nokuzimela kokuthile okufanele wazi ukuthi ungayiphatha kanjani esikhathini esizayo, ubenze bazizwe benesibopho.

Lolu hlobo lwekhadi luvumela izingane ukuba nazo lungisa izindleko zakho nge-inthanethi kanye nezicelo ezivikelekile. Bazozizwa beziqhenya kakhulu lapho kufanele basebenzise amakhodi ukuze bakhokhe okokuqala, kodwa njalo ngokuzibophezela.

Abazali yibona abanqumayo indlela yakho yokusebenzisa, njengoba umfana noma intombazane eneminyaka engu-10 ubudala ayifani nomfana noma intombazane eneminyaka engu-15 ubudala. landelela izindleko zabazali ngohlelo lokusebenza oluhlotshaniswa nekhadi, ukuqapha ukuthenga kwabo nokubeka isilawuli noma imingcele ukuze bangachithi imali eyengeziwe ngeviki noma ngosuku.


Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.